Although I am indeed a person writing articles for the Internet, the place where everything should always be taken as gospel and no one has ever told a lie, I am just some feller with a keyboard and a bad ass internets connection (56 Kbps dude!). You should probably take what I have to say with a grain of salt and you should ALWAYS question what you read on the internet. You shouldn’t listen to someone just because they are saying things. You should be someone who questions things and thinks for themselves.
Also, if I ever give any financial advice, maybe don’t go all in on my suggestions without doing your homework and looking into things for yourself. Just because some people are making a killing on sub-prime mortgage loans doesn’t mean that it will last forever. Or maybe, it will. I am still waiting for that page to load.